Business Banking

Disclosure for Interest Business Checking

  • This account is only available for eligible sole proprietorships and non-profit organizations
  • At our discretion, we may change the interest rate on your account
  • We may change the interest rate on your account every day
  • There are no maximum or minimum interest rate limits for this account
  • Interest will be compounded and credited to your account monthly
  • If you close your account before interest is credited, you will not receive accrued interest.
  • If this account is used as an IOLTA Trust Account, interest (less applicable fees and service charges) will be sent to the Kansas Bar Foundation
  • You must deposit $1,000 to open this account
  • A monthly maintenance fee of $8.00 will be imposed every statement cycle if the balance in the account falls below $1,000 any day of the statement cycle
  • We use the daily balance method to calculate the interest on your account – This method applies a daily periodic rate to the principal in the account each day
  • Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks)
  • Check printing fees vary by the style of check ordered
  • Refer to the Fee Schedule page for additional fees that may be assessed
Search Site