Personal Checking Accounts

Free Checking

  • $100 minimum opening deposit
  • No minimum balance requirements
  • No monthly maintenance fee
  • No per transaction fee
  • Unlimited check writing
  • Refer to Fee Schedule for additional fees that may be assessed
  • Check printing fees vary by the style of check ordered

Interest NOW Checking

  • $1,000 minimum opening deposit
  • No monthly maintenance fee if minimum daily balance is $1,000 or higher
  • $8 monthly maintenance fee if minimum daily balance falls below $1,000
  • Interest rate subject to change – interest is compounded daily and credited monthly
  • Interest is paid on all balances

Legacy 55 NOW

  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Earn interest with a daily balance of $500 or higher
  • Interest rate subject to change – interest is compounded daily and credited monthly
  • Free Checks - Select style only

Business Checking Accounts

Free Business Checking

  • $100 minimum opening deposit
  • No minimum balance requirements
  • Unlimited Electronic Transactions
  • 50 items at no charge – checks, deposits and deposited items
  • Electronic Bank Statement required

Primary Business Checking

An account for low monthly transaction volume

  • No monthly maintenance fee if minimum daily balance is $1,000 or higher
  • $7 monthly maintenance fee if minimum daily balance is lower than $1,000
  • 150 items at no charge (includes checks, deposits, electronic transactions and deposited items); excess items $.25 each
  • Business Debit Card(s) – upon approval

Progressive Business Checking Account

An account for mid-level transaction volume

  • No monthly maintenance fee if daily balance is $5,000 or higher
  • $15 monthly maintenance fee if daily balance is lower than $5,000
  • 400 items at no charge (including checks, deposits, electronic transactions and deposited items); excess items $.25 each
  • Business Debit Card(s) – upon approval

Premier Business Checking Account

An account for high monthly transaction volume

  • $10 monthly maintenance fee
  • $.15 per debit or credit
  • $.10 per electronic debit or credit
  • $.05 per item deposited (Legacy Bank checks are waived)
  • Earnings credit allowance Rate is calculated on the average available balance – in some cases this “earnings credit” may offset service charges. On negative collected balances, the Wall Street Journal prime rate plus 3% will be charged. The Credit Allowance Rate is set monthly.
  • Business Debit Card(s) – upon approval

Business Checking NOW Account*

*Only available for eligible sole proprietorships and non-profit organizations.

  • $1,000 minimum opening deposit
  • No monthly maintenance fee if daily balance is $1,000 or higher
  • $8 monthly maintenance fee if daily balance falls below $1,000
  • Interest compounded daily and credited monthly

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