Personal Banking

Interest Checking Disclosure

  • At our discretion, we may change the interest rate on your account
  • We may change the interest rate on your account at any time
  • There are no maximum or minimum interest rate limits for this account
  • Interest will be compounded and credited to your account monthly, If you close your account before interest is credited, you will not receive accrued interest
  • You must deposit $1,000 to open this account
  • A monthly maintenance fee of $8.00 will be imposed every statement cycle, if the balance in the account falls below $1,000 any day of the statement cycle
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the balance in the account each day.
  • Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks)
  • Check printing fees vary by the style of check ordered
  • Refer to the Fee Schedule page for additional fees that may be assessed

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