Personal Banking

Legacy 55 Checking Disclosure

  • At least one owner of a Legacy 55 account must be 55 years or older
  • At our discretion, we may change the interest rate on your account
  • We may change the interest rate on your account at any time
  • There are no maximum or minimum interest rate limits for this account
  • Interest will be compounded and credited to your account monthly. If you close your account before interest is credited, you will not receive accrued interest.
  • You must deposit $100 to open this account
  • You must maintain a minimum daily balance of $500 in the account to obtain the disclosed Annual Percentage Yield (APY)
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day
  • Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks)
  • There is no monthly service fee on this account
  • Selected style checks are available at no charge (one box per order). All other personal check styles are offered with a 25% discount.
  • Check printing fees vary by the style of check ordered
  • Refer to the Fee Schedule page for additional fees that may be assessed.

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