Personal Banking

Loans for Every Occasion.

We offer financing for a variety of loans to meet your needs- whatever they may be.

Auto Loans
  • Auto*
  • Motorcycle, ATV, RV, Watercraft, Motorhome

*Interest rate discount available with payment automatically deducted from a Legacy Bank account.

Rates

Rates are current as of April 23, 2014 and are subject to change without notice.

Automobile Loans

Year Term Interest Rate APR as low as*
2011 – New Up to 72 months** 4.95% 5.299%
2008 – 2010 48 months 5.95% 6.463%
2003-2007 36 months 6.50% 7.172%
2002-Older 24 months 7.00% 7.980%

*Example of repayment terms: A $10,000 loan at an interest rate of 4.95% for a 72-month term, the monthly payment would be $160.82 (APR 5.299%).

**72 month-term eligible on new vehicles only with loan amounts greater than $30,000.
The above rates require automatic payments from a Legacy Bank account. Rates are subject to a minimum of .25% increase if automatic payment is not selected. *Loan is subject to credit approval.

  • Rates offered are not guaranteed and are subject to change without notice.

Motorcycle, ATV, RV, Watercraft, Motor Home

Year Term Interest Rate APR as low as*
2011 – New 60 months 8.900% 9.328%
2007 – 2010 48 months 9.400% 9.924%
2006 – older 36 months 10.250% 10.933%

*Example of repayment terms: A $10,000 loan at an interest rate of 8.900% for a 60-month term, the monthly payment would be $207.09 (APR 9.328%).

  • Loan is subject to credit approval.
  • Rates offered are not guaranteed and are subject to change without notice.

Apply for an Auto Loan.
Please note: We do not service personal loans outside of Sedgwick and the surrounding counties; including Harvey, Butler, Sumner, Cowley, Harper, Kingman, and Reno.

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