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Deposit Rates

The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.

Time Deposit (CD)

Product Minimum Opening Deposit Interest Rate APY
4 week $10,000 .10% .10%
13 week $10,000 .15% .15%
6 month $1,000 .50% .50%
1 year $1,000 1.28% 1.29%
18 Month $1,000 1.38% 1.39%
2 year $1,000 1.48% 1.49%
3 year $1,000 1.54% 1.55%
4 year $1,000 1.64% 1.65%
5 year $1,000 1.99% 2.00%
  • The APY assumes interest will remain on deposit until maturity.
  • Time Deposits automatically renew.
  • Penalty may be imposed for early withdrawals.
  • Disclosure

Interest Checking

Product Minimum Opening Deposit Interest Rate APY
Interest Checking $1,000 .10% .10%
Legacy 55 Checking $100 .10% .10%

Regular Savings

Product Minimum Opening Deposit Interest Rate APY
Personal Savings $100 .10% .10%
  • The interest rate and APY may change after account opening.
  • Fees may reduce earnings.
  • Disclosure

Money Market

Product Minimum Opening Deposit Interest Rate APY.
Money Market $2,500    
Daily Balances of:      
$9,999.99   .15% .15%
$10,000 – 49,999.99   .25% .25%
$50,000 – 99,999.99   .30% .30%
$100,000 and up   .45% .45%
  • The interest rate and APY may change after account opening.
  • Fees may reduce earnings.
  • Disclosure

Prestige Money Market

Product Minimum Opening Deposit Interest Rate APY
Prestige Money Market $2,500    
Daily Balances of:      
Up to $199,999.99   .20% .20%
$200,000.00 – 399,999.99   .40% .40%
$400,000.00 and up   .55% .55%
  • The interest rate and APY may change after account opening.
  • Fees may reduce earnings.
  • Disclosure

Individual Retirement Accounts

Time Deposit Minimum Opening Deposit Interest Rate APY
6 month $100 .50% .50%
18 month: Add On $100 1.15% 1.15%
  • The APY assumes interest will remain on deposit until maturity.
  • It will automatically renew.
  • Penalty may be imposed for early withdrawals.
  • Disclosure

HSA

Product Minimum Opening Deposit Interest Rate APY.
Health Savings Account $0    
Daily Balances of:      
$1,000 – 2,499.99   .15% .15%
$2,500 and up   .25% .25%
  • The interest rate and APY may change after account opening.
  • Fees may reduce earnings.
  • Disclosure