Loan Rates

Automobile Loans

Year Term Interest Rate APR as low as*.
2013 – New Up to 72 months** 4.95% 5.299%
2010 – 2012 48 months 5.95% 6.463%
2005 - 2009 36 months 6.50% 7.172%
2004 - Older 24 months 7.00% 7.980%

*Example of repayment terms: A $10,000 loan at an interest rate of 5.95% for a 72-month term, the monthly payment would be $165.49 (APR 6.300%).

Interest rate is based on a .25% automatic payment discount from a Legacy Bank account. Rate may increase if automatic payments are discontinued at any time.

**72 month-term eligible on new vehicles only with loan amounts greater than $30,000.

  • Loan is subject to credit approval.
  • Rates offered are not guaranteed and are subject to change without notice.

Motorcycle, ATV, RV, Watercraft, Motor Home

Year Term Interest Rate APR as low as*.
2013 – New 60 months 8.900% 9.328%
2009 – 2012 48 months 9.400% 9.924%
2008 – older 36 months 10.250% 10.933%

*Example of repayment terms: A $10,000 loan at an interest rate of 8.900% for a 60-month term, the monthly payment would be $209.18 (APR 9.328%).

  • Loan is subject to credit approval.
  • Rates offered are not guaranteed and are subject to change without notice.

Commercial Loan Rates

For information on current Commercial Loan Rates please call 316.260.3711 and ask to speak to someone in the Commercial Loan Department.

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